Here are some possible reasons why you might see a "WPS" code on your TD Bank statement:

If you use TD’s "Bill Pay" feature, check your outgoing payment history for a matching dollar amount.

: To access these, open WPS Office, go to the homepage, and click Apps > Templates. From there, you can search for financial or budget templates that fit your needs and download them for free.

Payouts from title companies or real estate lawyers are routinely processed through wire payment channels, resulting in a large WPS credit or debit.

Follow these steps to identify the source of a WPS code on your statement:

While this guide provides a comprehensive overview of common codes, sometimes you need official confirmation. TD Bank offers several official resources:

If you cannot identify a WPS transaction and believe it is fraudulent, you should act quickly:

On a TD Bank statement, the code typically refers to a Wire Payment transaction or an electronic salary transfer via a Wages Protection System .

Marcus frowned. “That’s the bank’s internal adjustment. We tried to claw the money back. The code means the request was sent, but the receiving bank ghosted us.”

Electronic Funds Transfer (often used for direct deposits or bill payments). SC: A monthly or transaction-based Service Charge . INT: Interest paid into or charged to your account. GMD / GMW: Banking machine (ATM) Deposit or Withdrawal . 💡 How to Get More Details

If you are seeing other abbreviations on your statement, here are some frequent TD Bank Transaction Codes : : Web Banking Deposit. WBW : Web Banking Withdrawal. TEF / EFT : Electronic Funds Transfer. SC : Service Charge. INT : Interest Credit or Debit. GMD : Automated Teller (ATM) Deposit. How to Verify the Source To find the exact details of a "WPS" transaction:

: Canadian Payments Association codes for payroll and EFTs [5.3]. : Vacation Payroll. : Overtime Payroll. : Advance Payroll. : Commission Payroll. GST / PAY / GSTIN

If you see a code on your statement that is not listed here, check the in your TD EasyWeb online banking.