Hippo is a personal CRM built for Apple platforms. Keep notes, events, and to-dos for the friends, family, and colleagues you care about — all stored on your device. No account. No cloud server. No Contacts permission required.
Hippo is a personal CRM for iPhone, iPad, and Mac. A personal CRM helps you keep track of the people in your life the way a sales CRM helps a salesperson track leads — but focused on the relationships that actually matter to you. Friends, family, mentors, colleagues, the people you want to stay close to.
Unlike most personal CRMs, Hippo stores everything on your device. There’s no account to sign up for, no server holding your contacts, and access to your iOS Contacts list is never required (it’s optional, and granted contacts still stay on-device). Optional sync runs through your own private iCloud Drive — never through Hippo.
Hippo is built for people who want to be more attentive without trading their privacy for the privilege.
Make notes, keep track of events and store to-dos for all your contacts.
So next time you meet, a quick glance at the person's profile in Hippo is all you need to remember the details.
Being attentive doesn’t have to be a challenge anymore.
Hippo is your personal reminder.
Use notes to quickly jot down things you learned about your contacts. Like names of kids, new jobs, a promotion, holiday plans, or gift ideas.
Create events for face to face meetings or important life events.
Get reminded when the event is happening so you can ask about it.
Remember the questions you want to ask the next time you meet.
Hippo is the personal CRM that doesn’t want your data.
Monica is a powerful open-source personal CRM, but it’s web-based and requires either a paid hosted plan or self-hosting your own server. Monica’s recent v5 update has shifted the product toward life journaling and modular vaults. If you want a focused personal CRM that runs natively on iPhone, iPad, and Mac with no setup, Hippo is the closer fit.
Dex is a strong choice if your relationships are heavily LinkedIn-driven and you want cross-platform sync via a Dex account. Hippo runs natively on Apple platforms (iPhone, iPad, and Mac) and is built around on-device privacy — your contact data never leaves your device unless you choose to sync via iCloud.
Clay enriches your contacts with public data from across the web. Hippo intentionally doesn’t do this. If you want enrichment, Clay is the right tool. If you want your data to stay local and untouched, Hippo is.
Hippo offers a one-time lifetime purchase option (uncommon in the category) and is the only one that works without ever requesting your iOS Contacts list.
Hi 👋, I’m Roel
I have been struggling with my memory all the time, at work and at home. I used to forget children’s names, someone's job, birthdays, anniversaries and other important life events. At work I couldn’t remember when or how a decision was made.
This made me insecure and unhappy. That is why I built Hippo.
With the Hippo app, I can remember all the important things about the persons I care for. A quick note usually does the job. It is simple and effective … and has changed my life! Hippo has helped me to become a better friend, partner and colleague.
Hippo is free to try for 1 month. After the trial, it’s $14.99 per year or $29.99 as a one-time lifetime purchase.
To view the pricing in your currency, see Hippo in the App Store.
Free to try for one month.
Traders move across stocks, bonds, currencies, and commodities.
A chronic current account deficit implies a nation relies on foreign capital inflows. If foreign investors lose confidence, capital flows reverse, forcing a rapid depreciation of the domestic currency or a sharp spike in local interest rates. 2. Central Banking, Liquidity, and Monetary Policy
: Modern global macro has been profoundly shaped by principles like Risk Parity , pioneered by Ray Dalio of Bridgewater Associates. The core idea is elegant: rather than trying to predict the future, build a portfolio that can perform well in any of the four possible economic environments (rising growth/inflation, rising growth/falling inflation, falling growth/rising inflation, falling growth/falling inflation). The goal is to balance risk contributions from different assets to create a "combination basket" that delivers consistent returns with lower volatility than any single component could achieve on its own.
If you need a specific added to the text global macro theory and practice pdf
How governments spend money and collect taxes.
Theory explains why each cell favors certain assets; practice requires real-time judgment of which cell the economy is entering.
: A cornerstone of global macro theory is George Soros's concept of reflexivity. Soros argues that financial markets are not inherently stable or efficient, as classical economics suggests. Instead, he believes that market participants' biased perceptions and misinterpretations actively shape the reality they are analyzing. This creates a two-way feedback loop: market prices can influence the fundamentals they are supposed to reflect, leading to price paths that can diverge significantly from any static equilibrium. This theory provided the intellectual foundation for some of the most famous macro trades in history, including Soros's bet against the British Pound in 1992, a classic example of a macro strategy paying off on a large scale. The goal is to balance risk contributions from
When deviations occur, global macro traders exploit mispricings through the currency carry trade. Monetary and Fiscal Policy Transmission
For further learning, we recommend the following texts:
The yield curve—the graphical representation of interest rates across different maturities—is the primary tool for trading macroeconomic expectations. Investors monitor and trade structural shifts in the curve: Yield Curve Shift Market Implication Typical Macro Driver Short-term rates fall faster than long-term rates. Market expects aggressive central bank cutting. Looming economic recession. Bear Steepener Long-term rates rise faster than short-term rates. Market demands more premium for inflation risks. Fiscal expansion or rising inflation. Bull Flattener Long-term rates fall faster than short-term rates. Market expects lower long-term growth/inflation. Flight to safety or structural slowdown. Bear Flattener Short-term rates rise faster than long-term rates. Market prices in imminent central bank tightening. Overheating economy / hawkish pivot. Foreign Exchange (FX): The Global Pressure Valve relies on human judgment
The purchasing power of money, tracked via the Consumer Price Index (CPI) or Personal Consumption Expenditures (PCE).
Global macro is a top-down investment strategy. Unlike "bottom-up" investing, which focuses on individual company fundamentals (like earnings or product pipelines), global macro traders look at the "big picture."
Page 287: “The final trade. When all correlations break down, when gold and the dollar rise together, and when Bitcoin decouples from tech stocks—the only safe asset is the 30-year Treasury bought at a yield above 5%. Hold it. Do not lever. Do not hedge. Wait.”
| Approach | Basis of Decision-Making | Key Characteristics | | :--- | :--- | :--- | | | Subjective opinions, experience, and intuition of the fund manager | Highly flexible, relies on human judgment, often dominated by a key "rainmaker" or risk-taker | | Systematic | Quantitative models and pre-defined trading rules | Data-driven, typically less reliant on human emotion, can process vast amounts of information |
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